Month: December 2017

Tips for Choosing an Insurance-Friendly Car

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In your quest to find the best car insurance for less, you might forget how the type of car you drive will affect the cost of your insurance. When you’re out shopping for a new car, you should consider the cost of insurance in order to keep your car on the road. Of course, there are other factors that determine your monthly premiums, but the car itself plays a critical role.

For example, insuring a sensible Toyota Aygo 1.0 VVT-i costs about seventy percent less than it costs to insure the Volkswagen Phaeton W12 450 Motion LWB that you’re so taken with. That’s quite a difference! So if you’re on a shoestring budget, start by purchasing an insurance-friendly car. The following five tips should set you on the path to success.

Research premiums

Before you head out to the car dealership, get online to compare quotes for the year, make, and model you’re interested in. The results might force you to change your mind. Although there are ways to cut the costs of your premiums, such as foregoing comprehensive coverage and increasing your excess, you should never sacrifice quality coverage for a flashy new car.

Avoid high-performance vehicles

Large SUVs, luxury cars, sports models, and other fully loaded vehicles attract premium car insurance rates because they’re expensive to repair or replace. The car’s safety is another crucial consideration – a small sports car built for speed generally offers limited safety features and attracts more reckless drivers than a modest family sized sedan. The fact that these cars are also gas guzzlers will also increase your costs.

So if you’re not prepared to pay the extra costs to keep your dream car on the road, you’re better off avoiding high-end vehicles. A sensible choice won’t wow your friends, but it will be easy on your pockets.

Research the average costs for repairs

Insurers charge premium rates for cars that are expensive to repair, or if the parts are hard to find. Determine the costs to repair and maintain the vehicle in your area before you purchase the car. There are many resource sites where you’ll find the average cost of repairs based on the category. Or you can take a different approach and just search for cars that are cheapest to repair and choose some worthy considerations from that list. This research will cut your insurance costs, but you’ll also safeguard your pocket from costly repairs for damages that are not covered with insurance.

Know the stolen vehicle statistics

You’ve probably guessed: cars that typically attract thieves are more expensive to insure. You can find out about stolen-car statistics through AVCIS, the Vehicle Crime Intelligence Service or similar organizations. Fortunately, your brand new car will not be a prime target for thieves so your insurer might cut you some slack in this area.

Get a less expensive model

The extra features that are included as a standard part of high-end cars might be convenient for you, but costly to repair. So your insurer will include your built-in navigation system and sunroof in their rate calculation tool and jack up your premiums. A new car will drain your pockets as it is, so you’ll need to do everything possible to cut back on your car insurance. Forego the luxuries, and you’ll not only save money on the sale price of the car but also reduce your insurance premium.

The Story Behind Car Theft 4 Good Reasons Why People Will Try To Steal Your Automobile

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An automobile is a large financial commitment. If you have a brand new vehicle, you probably saved for years in order to get it. If you have a clunker, then you’re also investing a great deal of money for upkeep, repairs and tint job because you don’t want to be seen driving it. You see, it does not make a difference what kind of automobile you have. It will cost you a considerable amount of cash so you have to do anything in order to safeguard it.

Unfortunately, vehicle thieves understand this as well. Vehicles are very attractive in the eyes of these criminals and this is the rationale why there are innumerable accounts of stolen cars occurring on a daily basis. Generally, people steal cars for fast bucks. It is just an incentive for them that it is reasonably less dangerous for them to steal automobiles than burglarize houses.

But what is the story behind car theft? What are the specific reasons why it occurs? Here are 4 of the most prevalent explanations why your car is in danger:

Your car will be put to use for short-term transportation.

Your vehicle will be stolen, used for a couple of minutes or hours, and will then be trashed someplace else. Makes sense? Yes, since this usually happens in criminal activities like bank heists and even drive-by shootings. Criminals do not want to utilize their own vehicles so that they can’t be traced to them. So what they do is they take someone else’s car.

Your car is in danger if it is a sports car for obvious reasons. Vans are also easy marks since they are sought after by bank robbers. But even unassuming cars are vulnerable. Criminals use them so that they won’t stick out from the public.

It will go directly to a chop shop.

This is where unique vehicles and hoopties are on the same page. As long as your vehicle has useful parts, it can be stolen. The taken car will go straight to a chop shop where it is “Everything Must Go!” The automobile will be chopped up and the functional parts will be sold off or utilized.

The toughest part about it is there’s a very good chance that you will not see your precious automobile anymore. You can try checking a shop offering second-hand car parts. Maybe you can locate and purchase your own tires back.

Your car will be converted.

Car thieves steal vehicles because they want to make cash out of it. What they occasionally do after taking your vehicle is they go out to a car wreck yard where they take the VIN of a totally destroyed vehicle and use it for the taken automobile. Right now, the thief has 2 options. He can either make use of the “new” car as his own or he can sell it to some unsuspecting bloke. Either way, there’s a very good probability that he’ll get away with it.

It will be utilized to commit insurance scam.

This is a little distinct from the other reasons because it is usually done with the authorization of the car owner. Yes, the owner will assist in the theft of his car so he can commit insurance fraud. An owner can team up with some of his close friends so that they will “steal” the automobile. This is why it’s often known as “friendly theft”. Some even take it to the next level by selling the car to a chop shop for some cash. The owner will then inform the insurance firm that it was stolen so he can get some money.

Sometimes, this can also occur without your knowledge. There are cases when the significant other plans the theft without informing the partner.

These are just 4 explanations but you should easily see why you’re in danger of vehicle theft. Do the required precautions now and protect the investment that you’ve made.

The Car Computer Failure Problems

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Cars damaged when the computer can pull to repair the computer, the following test tool used to launch x431, lexia3, mb star. Here are some computer malfunction:

The first is part of the computer power supply failure. Generally because the vehicle charging, the charger voltage regulation due to too high, or reversed polarity or charge while opening key, or even start the motor, or engine during operation, causing the battery connector loose generator directly to your computer board power supply and other reasons. This will generally burn high-power components such as voltage regulator diode, change can be relatively easy to repair.

The second is the input / output part of the fault. Amplification circuit element is usually burned, sometimes accompanied by follow-steel lines blown circuit board. For example: a repair shop in Taiwan and USA Chevrolet sedan on a renovation of paint and found that the engine can not start, and if you open the keys over time, gasoline from the exhaust pipe, oil pan, etc. overflow. Open the keys and found that all six fuel injectors are fully open state, gasoline directly from the nozzle into the cylinder, flow over after the overflow, check the external circuit found no problems, it can be concluded that the output of the computer control failure. Detection methods can be used is launch x431. Open the computer case examination revealed nozzle control signals on the amplified high-power transistor has a breakdown short circuit, causing power nozzle that is normally open state. Replacement of a similar type of transistor and clean up after replacing engine oil, the engine can operate normally. To note here: Many EFI vehicles through paint, then start all kinds of faults often occur, because after the car interior through the paint, especially in circuit accumulated heat within the device and heat, and the heat from the inside slowly comes out of the depths, and electrical equipment to work easily in the high temperature failure. Therefore, do not immediately drive the truck out after baking, but should be cooled through the full start, if the production of stress need to free paint room, you can use human power to push the car, let it cool down, the re-start.

A third part is the memory failure. A total of four kinds of memory, read-only memory (ROM) is used to store computer monitoring program that the computer itself, some of the procedures that must be run. Programmable read-only memory (EPROM or EEPROM) is mainly used to store for the implementation of devices or other control devices for the control program. Such as: fuel injection control, ignition advance angle control. Idle speed control and self-diagnostic procedures. Random Access Memory (RAM) for temporary storage of data from various sensors for CPU use; also the fault code storage systems. Random memory contents will disappear after the power failure. Need to know this detection technology lexia3. Adaptive memory (random access memory belonging to a) for the computer’s “self-learning” and in accordance with vehicle speed, automatically adjusts the parameters. Such as “idle learn” and so on. To eliminate the programmable memory (EPROM or EEPROM) problems can be replaced, need to find a well-known memory chip with program content, buy a blank chip with the model, by writer, from the read the original film program, and then to write to a blank chip, new chip can be copied, and then the new chip into the computer. But most car manufacturers are set up to only copy 3-7 times more than the number of after no longer using, and some manufacturers make chips by means of an encryption can not be copied.

Last case is a special failure. Off by the flooding of vehicles, computers plate corrosion occurs, the component pin circuit, adhesion or component damage, can repair or replace components by check. For example: a repair shop received a Cadillac car repair, fault phenomenon: when the normal operation of the engine if the on / off headlights or other electrical equipment, exhaust pipes blasting phenomenon occurs, the exhaust pipe can be serious burst. Better detection technology is mb star. The inspection found that the external circuit is not the problem, suspect faulty computer, open the computer box carefully monitored and found that a ground wire for corrosion circuit, the grounding line is the oxygen sensor signal shielded cable inside the computer grounded through the location, because Duanlu to shielding failure, caused by oxygen sensor signal interference caused by other appliances, with a tin solder through time, that is back to normal.

These are some common computer failures will be encountered in the actual work a variety of fault phenomena, as long as a clear principle, and acquire a certain way, analyze specific issues, finally has a solution.

How To Change Cars In The Middle Of A Lease

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The good things about car leasing is that you have the option of upgrading your car in case you feel tired or bored with the car that you are using unlike purchasing cars where you have to sell off your car or dig deep into your pocket to buy a new one.

However, you must be sure that your lease option allows you to upgrade your car since not all lease options give you this benefit. Currently car manufacturers are very innovative and release new models and versions of cars you would definitely want to have a touch of, the good thing is that you can even exchange and upgrade to a luxury car that you have only been dreaming of. It is very simple to upgrade a car in your car lease options, the only thing that you will need is a down payment or deposit for your current that you will make to your auto lease company.

These are the instructions that you will follow:

It is recommended that you first determine if you need to upgrade your car in the mid of your lease or not. If you still have a lot of months on your lease and you are bored of it then you can change the car but if you only have a few months till your lease expires then be patient and wait to get a new car and lease when your current lease expires.

Consult your auto leasing company to get the accurate buyout priser p biler in Danish or price of your current car lease, this is the figure that you will have to pay the company so as to get out of your current lease option.

Determine the real worth of your car; you can get a reliable and accurate figure by checking it in the Kelley Blue book. This is in case you are seeking to sell your car; if your buyout price is more than the market price it is good to find a willing person to transfer your lease to since this will lead you to losses.

Consider a lease assumption, this is searching for a willing person to assume your lease, you can use classifieds or post ads on sites like Lease trader for find motorists looking for opportunities to assume leases so as to benefit financially.

As you soon as you find a potential lease buyer, inform your car lease company so as to transfer your lease to the willing buyer.

Pay off your car lease company after acquiring the money from the potential buyer so as to transfer the rights of using the car to the new user.

Tips

After signing an auto lease you have acquired the full rights of using the car during your lease and this is an agreement between you and the leasing company. Changing cars is going against the agreement so this means that you will have to buy out the agreement by paying the remaining balance of what you were supposed to pay for the whole lease period. You should first ensure that it is economical for you to buy out your lease.

Make Your Car Interior Look New Again Using An Aerosol

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Remember when you bought the car that you are driving today. If it was a new car, the outside shined and sparkled like a new diamond ring. Every time you opened the door, that new car smell swirls around your nose. You could see your reflection in the chrome (or chrome plated plastic) and glass from the dashboard and instrument panel. The carpet and seat cushions were clean and spotless. There were no scuff marks on the inside door panels, or on any of the upholstery. You were so proud and protective, that you no one was allowed to drink or eat anything inside your car. You would park, what seemed like miles away from the front of the stores, to avoid possible damage to the outside of your car from other cars or stray shopping carts.

Even if it was not a new car, it was probably cleaned and polished to make it look like it was new. So you still are able to experience that feeling of owning a new car. But a few years have gone by since you bought your car. Now hopefully you have been lucky enough that the outside of the car doesnt look like it has been in a shopping cart demolition derby. But even being extremely protective of your cars interior, just normal wear and tear, will still take a toll on your carpets, seats and other interior parts. The carpets may be worn or stained with the dirt and grime that we all transport with our shoes on a daily basis. The fabric on the seats are stained from food and drinks, that were once not allowed in your new car. The door panels and seats have scuff marks from the heels of shoes. But, it has been a great car and is still a great car, it just doesnt look as great as it once did.

You can make your cars interior look like new again, using a Vinyl and Carpet Dye that comes packaged in an Aerosol Spray Can. You can restore the original color of your cars carpet, on some occasions, it is even possible to change from the original color. (You may be able to go from a light color to a darker color, but never the opposite.) The Vinyl and Carpet Dye can be used on the seat fabrics, headliners, plastic and leather interior parts. Whether you are an experienced auto detailer, car enthusiast, or someone who wants to restore their cars interior themselves, Vinyl and Carpet Dye Sprays will help you achieve your desired results. Several considerations must be addressed in your achieving your desired results. Do you want the color of the Vinyl and Carpet Dye Sprays to match the color exactly or are you just trying to clean them up and make them all uniform in color? Why is this important? If you just want to clean up your cars carpets and make them look more uniform in color, you can go online to Vinyl and Carpet Dye manufacturers websites and choose a color off of their stock color chart that you think matches your carpet color. Stock colors usually do not have a color matching lab fee like most custom matched colors do.

Clean your carpets of any dirt and grime. Make sure that carpets are completely dry before using the Vinyl and Carpet Dye Sprays on them. First it is advisable to remove a small piece of carpet from an unexposed area of the car and spray it to see what it will look like, before you begin spraying the exposed areas. If you have chosen a good close color match, and the color is acceptable, you can use it on the rest of the carpets. Before spraying, unless you have removed the seats and taken the carpets out of the car completely, you must protect the areas of your interiors that are not to be dyed or painted. This is accomplished by taping off the areas using a good quality tape and with paper such as newspaper. Leave only the areas to be sprayed exposed. The taped off areas will be protected from the overspray of the Vinyl and Carpet Dye Sprays. Before using the product, you must have proper ventilation when using an aerosol product containing paint or dyes. It is advisable to always spray the all of the carpets and that you dont try to spot spray. Spraying all of the carpeted areas, will help to promote uniformity in the carpets color. After following the Vinyl and Carpet Dye Spray instructions on proper application techniques and if you chose a good color match, your carpets should look like new. Even if it is not the exact color of the original color, it looks good.

However, if you do want an exact color match as the original color of your cars carpets, this to can be achieved. It is just a little more time consuming and costly. You would need to send a sample piece of your carpet from an unexposed area of your car, to a Vinyl and Carpet Dye Spray manufacturer. There usually a color match lab fee for a custom matched color, normally around $50 a color. You should still test the custom matched Vinyl and Carpet Dye spray in an unexposed area of your car to check the color match.

The same considerations should be taken when using the Vinyl and Carpet Dyes on the other parts of the cars interior that needs to be restored. This is not a new product, it has been around for years and is used in many detailing shops, car dealerships and restoration companies.

Always follow the Vinyl and Carpet Dye instructions on proper use, ventilation requirements and other safety warnings.

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