Month: January 2018

Toyoto Introduces The Toy The First Pedal Car For Adults

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In an effort to rescue drivers from the high cost of gasoline, Toyota has announced the introduction of the Toy, the first car for grownups that is operated like a childs pedal car.

Its main benefit is, of course, that it requires no gas. There is, however, a limit as to how far the vehicle can travel on one adults leg power.

The resourceful auto giant maintains that the encumbrance is not a drawback at all, because adults can change places at the wheel. While one pedals, the other can rest.

The company also proclaims that the new car is the first that conditions you while you drive. As a result, it claims that the vehicle will benefit all purchasers with improved heart health, greater longevity and, most vital of all, increased energy to pedal all the farther.

We view the Toy as our most advanced product, the chairman of Toyota avowed. Its way out in front of even our own hybrids in term of fuel efficiency, and it saves a lot of steps in the production of ethanol. Now, drivers need only eat corn and soy beans to generate energy to propel the vehicle.

One of the first owners of the Toy was ecstatic. I cant tell you how good it feels to pedal past a gas station and know you no longer have to pull in and empty your wallet. But pedaling for miles can take some getting used to. When I work up a sweat, Im really happy that the Toy comes with air conditioning. I just reach out and start to crank the dashboard-mounted fan.

What Are The Important Coverage Benefits Offered By Your Car Insurance Policy

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Car insurance is the only savior when your vehicle is affected by a sudden road accident. It will help to meet sudden expenses and bring them down so that you can cope with the situation. Through the coverage that it provides, you can meet different kinds of expenses which can otherwise put a severe dent on your finances.

Coverage for third party liability
One of the key coverage that it offers is for third party losses. When you drive on the roads, an accident can result in not just damage to your vehicle, but also to another vehicle, the driver of that vehicle or property. In such situations, it is possible for them to file a suit against you. Third party liability, expenses can be very difficult to cope with. They can leave you high and dry with stress and strain your savings . All this is prevented by third party car insurance, which cut down such expenses by paying for the losses.

Other Important Coverage Benefits
A car insurance policy offers protection against other losses also. It pays out in the event of damage to the vehicle from an accident, man-made or natural disasters. When the vehicle is damaged expenses will be very high. However, payment from the policy will mitigate them and enable you to cope with them. The policy also pays out if there the driver succumbs to serious injuries that causes loss of life or permanent disability.

In addition to the basic benefits offered by the policy there are many add-ons that you can opt, which will enhance policy coverage. You can opt for depreciation cover, roadside assistance cover, emergency fuel cover, cover for lost keys and much more. These extra benefits enable you to bring down so many sundry expenses that you are likely to face when using your vehicle. If your policy has cashless cover, you can get the car serviced in any of the garages that falls under the insurers network but without paying any cash. The insurance company will directly pay them for your repair expenses.

Period of coverage is for one year, after which the policy has to be renewed. If there is no claim in the previous year, at the time of renewal you can make use of the no claim bonus to get a discount on the premium.

How To Claim Car Insurance?
You can make a claim on your car insurance policy if your vehicle has undergone any of the conditions for which the policy will make a payout. Filing a claim is easy. Just visit the insurance companys website, fill their online application form and submit it along with supporting documents as required by the company. They will review the application form and documents after which the compensation would be settled. If you have taken cashless cover there is no need to complete a claims process.

How Does Floor Plan Financing Work For Car Dealerships

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Floor plan financing is a key element of the auto industry in both Canada and the United States . Exactly what is floor plan financing and how does it work?

This type of financing is in effect a short term inventory financing for both new and used car dealerships . Traditionally the floor plan industry was geared towards what we know as franchise dealers, i.e those dealers representing product for the likes of GM, CHRYSLER, FORD, etc .

The financing allows the dealers to carry sufficient inventory to satisfy customer needs and demands re model types, accessories, options, etc . It is an extremely large market in what is of course a multi billion dollar industry .

When floor planning financing works properly it is effective, has a reasonable cost attached to the financing, and is totally transparent to the consumer . As consumers when we drive past auto dealerships, either new or used, we don’t care how the inventory got there, we just know its there for us to examine and purchase .

Floor plan financing is executed on both a small and large basis . It is not unusual for finance firms to use more esoteric finance vehicles such as asset backed commercial paper, Special Investment Vehicles ( commonly called SIV’s ) etc. to finance the billions of dollars of inventory that the industry needs to move product through .

Naturally, whether we are talking about the largest GM dealer in town, or a small used car dealership with multi lines of vehicles there has to be a finance program that can grow and backstop that inventory .

In the Canadian marketplace as an example, with which this writer is more familiar , the independent dealers have as much need as franchise dealers for this valuable type of financing .

We have all read recently that many of the tier one floor plan firms such as GMAC and CHRYSLER CREDIT have withdrawn substantially from the market . This has allowed a number of private firms to enter the market and capitalize on the withdrawal of the ‘ big boys ‘ . Additionally, as the banks perceived the auto market as significantly more risky in the current 2008-2010 economic turmoil they also have scaled bank in their previous focus on floor plan financing for car dealerships .

Finance firms that execute well on floor plan financing initiatives are those that of course properly funded ; they also know how to collateralize the inventory through proper legal documentation and registration. The average term for a car being on the auto lot tends to be within 30-90 days . The floor plan financier registers liens on the vehicle, and when the vehicle is sold that lien is removed . The finance firm of course profits from the ability to charge the dealership interest over that 30-90 day period . Naturally this process repeats itself continuously . Lenders must have reasonable confidence in the financial viability of the dealer, more experienced and financially solvent dealers can naturally command larger floor planning facilities . Dealers also are subject to rigorous audits of the inventory . The lender wants to know the car is still there and hasn’t been sold and not paid for of course! Therefore VIN ( vehicle identification numbers ) are checked regularly by finance company personnel , insurance is validated, and random inspections are common

Overall the auto floor plan facility is a key aspect of the automotive market , and is a significant benefit to both new an car dealers alike .

Maintaining Your Car Paint Job!

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Many people often choose their vehicle based on how it looked while on the showroom floor. It was the car paint job that caught their eyewith no concern as to how to maintain the newness or beauty of it. They envision how they will feel and look while riding in their new car or truck. Unfortunately, after several months of being splashed with mud, covered in grime and pollution, covered in acid rain and bird droppings, a car paint job will lose its sparkle and newness. Unless you know how to take care of it correctly!

Before choosing a color for your car (whether purchasing a brand-new vehicle or refinishing an older car), consider what it will take to maintain the quality of the color so that the car paint job will look like brand new even after years of use.

Here are a few tips:

*If your car is metallic or pearl, make sure that it has been applied with premium quality paint. These paints are not easy to match in case of damage. However, if it is a high-quality paint from a reputable manufacturer, you should be able to find a precise match to the factory color.
*Don’t buy a black car if you know that you can’t wash your car as regularly. When compared to easy-to-clean white, champagne or silver, black-colored cars are harder to maintain.
*If possible, park your vehicle in a garage or sheltered area, avoiding power lines (a favorite place for birds) and trees (they drip sap). If you do have to park your car on the street, remember to wax it frequently to preserve the luster of the car paint job.
*Unless your car is filthy with grime and other pollutants, try not to use detergent to wash your car, but use fresh water as much as possible. Also, don’t drive your car while it is still wet, but use a soft cloth (such as a chamois cloth) to dry it off first.
*Remove bird droppings, squashed bugs, or sap immediately. The longer it stays on, the harder it is to get it off, compromising your car paint job.
*If you park in a proper garage, a wax job twice a year is sufficient. Use a high-quality carnauba wax, which helps preserve the quality of your car paint job. Although it is more difficult to apply, it will last longer in between waxes.

For a quality car paint job, contact our certified technicians at American Auto Body or go online to http://www.americanautobody.us/ for more information. We will be pleased to take care of your vehicle and provide you with honest and professional auto body painting and collision repair services. Our auto body shop serves vehicle owners in Las Vegas, NV, and surrounding communities.

Malaga Airport Car Hire An Idiots Guide To Car Hire At Malaga Airport

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If you are one of the many millions of Brits expected to fly out on holiday to the Costa del Sol this year, there is a good chance youll be jetting into Malaga Airport. As Spains 4th busiest airport, Malaga Pablo Picasso Airport sees approximately 13 million passengers through its gates each year, which results in the 2 terminals (soon to be 3) getting a little chaotic especially around peak season. With this in mind, it pays dividends to know in advance exactly where everything is. So once the luggage has been collected, the main priority for most people is getting out of the airport and to accommodation as quickly as possible so the fun can start. This more often means finding the right car hire at Malaga Airport.

Whether due to impatient kids, size-able baggage or the unfamiliar temperatures, trying to grapple with confusing airport signage and wade through golfers, foreign students, hen parties, as well as regular holiday-makers, can prove a trying way to start a holiday, unless forearmed with the right knowledge. Our Idiots Guide can ensure you move like a heat seeking missile through the swathes of people, reach your target desk and be out of there before youve even had a chance to break a sweat.

There are currently 23 Malaga Airport car hire firms in total but only 10 of these are based directly inside the Terminal 2 building itself. These are Auriga Crown, Autos Lido, Avis, Europcar, Goldcar, Hertz, National Atesa, Record, Sixt and Solmar. Access to these offices is just through the doors after baggage reclaim but before going through the final doors to the Malaga Airport Arrivals hall. On the right hand side is a ramp that takes you downstairs to where all the offices are.

When you collect your keys, the staff member behind the desk will inform you which level of the car park your vehicle is situated on and the number of the bay. This will either be on your key fob or will be written down for you. From there you go to the opposite end of the hall to the entrance ramp, which takes you through to Level -1 of the car park. At the moment, the cars are spaced out over three levels: Ground Floor, Level -1 and Level -2. Most pick-up cars are parked between two floors with Auriga Crown, Europcar, National Atesa, Record, Solmar and Sixt on the Ground Floor and Autos Lido, Avis, Goldcar, Hertz, and both National Atesa and Record represented again on Level -1.

To return a vehicle, there is a special entrance for rental cars which is just past the regular P1 and P2 parking entrance bays. There is no ticket to collect when entering and passengers do not have to return the keys to the original terminal-based office as there is a corresponding office for each company on one of the three floors. Sixt is the only one that has 2 offices and these are on the ground floor and Level -2. Autos Lido, Avis, Goldcar, Hertz and Record all have their offices on Level -1, while Auriga Crown, Europcar, National Atesa, Sixt and Solmars are situated on Level -2. These offices are also for use by people renting a car but not flying from the airport.

The much smaller Terminal 1 also has 5 car hire check-in desks which are on the left as you coming through into arrivals. They are Auriga Crown Malaga Airport, Autos Lido Malaga Airport, Europcar Malaga Airport, National Malaga Airport and Sixt Malaga Airport.

Most of the off-airport rental firms are located on a slip road running adjacent to the approach road into the airport called Avenida Garcia Morato. These Malaga car hire companies are Cargest, First Car Group, Global, Helle Hollis, Holiday, Malagacar, National, Niza and Top rent-a-car. Getting to these is incredibly simple as each puts on a specially-dedicated courtesy bus that either schedules runs to and from the airport every 15 minutes or uses the flight details of the customers to turn up at the right time. These buses collect from just outside the arrivals terminal by the regular bus stop which is around 50 metres down on the right after exiting the building. When returning the vehicle, drivers are advised to go round the roundabout and come back on themselves to turn right into the slip road called Avenida Garcia Morato.

The final four Malaga Airport car rental firms are located just over the roundabout, after the BP garage on the right hand side and are Autolink, Marbesol, Tonys and Yellow Car. They are also reachable via a footbridge that runs over the road. To find the footbridge turn right out of the Malaga Airport departures hall and follow the signs for the train station, which will lead you a little further down before making you cross the road and go through the car park.

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